No Credit Card

Life can be quite difficult when you have no credit cards. Just try to accomplish one of the many tasks that people complete everyday with the help of the little plastic cards and you may be surprised. Cash does not always go very far and it definitely falls short in certain situations. While the green stuff works well in a department store, you might find that it does you no good in many circumstances.

Anyone who has ever reserved a hotel room knows that cash does not do the trick. You can even go to the hotel in advance and try to put a cash deposit on the room and still come out with no reservation. If you have no credit card, you have very little chance of reserving a hotel room, especially one that is miles and miles from home. The hotel uses the card to insure that payment will be made one way or another. It also helps to make check-out a snap.Another instance is car rentals. I was in a car accident when I first moved into my own apartment. I had no credit card and I knew no one in the city very well. When I visited the car rental business, I told the representative about my situation. Unfortunately, they could not rent a car to be unless I presented a card. No credit card meant no car rental.